Terms of Service

Last Updated: [DATE]

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Acceptance of Terms

By accessing and using the Luxora Financial website ("Site"), you accept and agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use this Site.

Description of Services

Luxora Financial is a holding company that owns and operates financial services and education brands. This Site provides information about our company and our portfolio of brands. The information provided is for general informational purposes only and does not constitute financial, investment, legal, or tax advice.

Use of the Site

You agree to use this Site only for lawful purposes and in a manner that does not infringe upon the rights of others. You agree not to:

  • Use the Site in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any portion of the Site or its systems
  • Use the Site to transmit harmful code, viruses, or malicious software
  • Interfere with or disrupt the Site's functionality or security
  • Collect or harvest information about other users without consent

Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Luxora Financial or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without prior written permission.

No Financial Advice

The information provided on this Site is for general informational purposes only. Nothing on this Site constitutes financial, investment, legal, or tax advice. You should consult with qualified professionals before making any financial decisions. Luxora Financial does not guarantee the accuracy, completeness, or timeliness of any information on this Site.

Third-Party Links

This Site may contain links to third-party websites, including those of our portfolio companies. These links are provided for your convenience only. Luxora Financial does not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites.

Disclaimer of Warranties

THIS SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. LUXORA FINANCIAL DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, LUXORA FINANCIAL SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THIS SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You agree to indemnify and hold harmless Luxora Financial, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of this Site or violation of these Terms.

Modifications to Terms

Luxora Financial reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting to this Site. Your continued use of the Site after changes are posted constitutes acceptance of the modified Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of [STATE/JURISDICTION], without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the courts of [STATE/JURISDICTION].

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have any questions about these Terms, please contact us at:

Luxora Financial
Email: your-email@example.com
Address: 123 Your Street, City, State 00000